About Us

Ethical and Socially Responsible Investing is about making financial decisions that don’t conflict with your way of life.


Andalus Capital empowers individuals, small businesses and community organizations to apply the tools of professional investors in line with their own ethical values.

We provide customized, sophisticated investment management and financial advice.

Customized because your investment portfolio will be managed with an understanding of your specific financial circumstances.
Sophisticated because we go well beyond the traditional stock-bond-cash allocation and consider a variety of asset classes and strategies.
We also emphasize Risk Management and a conservative, long-term value approach.

Why Work With Us?

1. Professional trading platform

We give you access to Folio Institutional, a professional securities trading platform, including your own client login and account statements.

2. Ethical screening

We only recommend securities already screened by IdealRatings, a screening and purification service for ethical and socially responsible investing. This approach is compliant with the international standards.

3. Personal service
Through one-on-one consultations

We help you use the tools of professional and ethical investing to meet your particular financial goals and personal values. We pride ourselves on being approachable, proactive and passionate about our clients.

4. Independent advice

We operate independently from other firms and put your needs first. Since we do not accept commissions, soft dollars, 12(b)(1) fees or other forms of third-party payments, we have no agenda to promote a particular product or fund manager.

Management Team

Mohammed S. Ghouri, MS, MBA

Managing Partner

Mohammed S. Ghouri is the Founder and Principal at Andalus Capital. He has over 25 years of experience in various management capacities including as a financial advisor and investment manager. Ghouri has held managerial positions at Ivy Investment Management, Verizon, Atlas Air and Tower Air. He specializes in creating ethical and socially responsible investment strategies serving: High Net-worth Individuals and Families, Trusts and Estates, Family Offices, Employer Sponsored Retirements and Pensions, Unions and Nonprofits.

Ghouri earned his undergraduate degree from Osmania University, M.S. fromNew York University and an M.B.A from Cornell University with further study at the Industrial and Labor Relations School at Cornell University.

He holds the Uniform Investment Adviser Law Examination (S65) license and is an active member of the alumni associations of NYU and Cornell.

Reshma Ghouri, CPA

Partner and Tax Advisor

Reshma Ghouri is a partner and tax advisor at Andalus Capital. She is aCertified Public Accountant and a professional tax advisor with more than fifteen years experience. She specializes in income tax planning and consulting services for high-net-worth individuals, closely held businesses and private foundations, and also has experience serving clients in the real estate industry.

Ms. Ghouri holds a Bachelor of Science in Accounting & Information Systems (Cum Laude) from Queens College, City University of New York and is licensed to practice public accounting in New York.

She is a member of the American Institute of Certified Public Accountants (AISCPA) and the New York State Society of Certified Public Accountants (NYSSCPA).

John Kozey, MBA, CFA

Senior Portfolio Advisor

John Kozey develops portfolio and asset allocation strategies that fit both style-based objectives and client-based objectives. Most recently as an advisor to a Swiss family office, he developed quantitative, rules-based strategies for equities, futures and currencies. Prior to that, he developed factor portfolios and was a senior analyst at Thomson Reuters, and appeared extensively on Reuters Television and in the media. His career spans over 30 years in the industry, starting as an institutional trader and salesman.

He holds the Chartered Financial Analyst, Chartered Market Technician andAccredited Wealth Management Advisor designations. He graduated from Cornell University with an MBA, majoring in finance.

He graduated magna cum laude from Wilkes University with dual majors in economics and computer science.

Ishan Zakariya Khwaja

Research Analyst

Zakariya Khwaja is a Research Analyst at Andalus Capital. He is a second year New York University Stern School of Business student with a concentration in finance. Zakariya has experience in project management, equity research, and commercial real estate lending. He also has an in depth understanding of investment analysis. At Andalus Capital, he works on research, reporting and monitoring for Endowment models, portfolio rebalancing and portfolio purification.

Omar S. Ghouri


Omar Ghouri is a Research Analyst Intern at Andalus Capital. He is a senior at Syosset High School. At Andalus Capital, he works on ethical & socially responsible investment screening, designing, and researching S&P 500 securities. His job responsibilities are to screen and analyze the equities sector by sector, focused on the market capitalization and debt-to-equity ratios. Omar also helps track the valuation and monitors the performance of various Endowment funds.

Advisory Board

Kenneth W. Gurrola, Esq


Kenneth Gurrola is a licensed attorney and an experienced investment banker with more than $33 billion in capital markets experience.

Mr. Gurrola holds an undergraduate degree from UCLA, an MBA fromCornell University and a JD from UC Hastings.

He is an active alumni of Cornell, UC Hastings and UCLA alumni organizations.

Abdur-Rahman Syed


Abdur-Rahman Syed has more than a decade of experience in financial services, branding and corporate strategy, with an emphasis on Islamic brands. As a brand strategist, he has contributed to the naming and design of fifteen brands launched by or for Muslims in sectors as diverse as financial services, education, food, hospitality and non-profit foundations.

Mr. Syed has a BA Honors from Harvard University, with further study at the University of Chicago and Boston University. He lives in Dubai with his wife and children.

Join our team

We are always looking for talented and passionate people. If you are interested in internship or career opportunities at Andalus Capital please send us an email with your resume and a brief description on why you feel Andalus Capital is a perfect fit for you.

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